.policy-wrap {
  background: #ffffff;
  min-height: 80vh;
  padding: 60px 24px 80px;
}

.policy-inner {
  max-width: 740px;
  margin: 0 auto;
  color: #111;
  font-size: 0.95rem;
  line-height: 1.75;
}

.policy-inner h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  letter-spacing: -1px;
  color: #111;
  margin-bottom: 6px;
}

.effective-date {
  font-size: 0.85rem;
  color: #888;
  margin-bottom: 40px;
}

.policy-inner h2 {
  font-size: 1.1rem;
  font-weight: 700;
  color: #111;
  margin-top: 36px;
  margin-bottom: 8px;
}

.policy-inner p {
  color: #444;
  margin-bottom: 12px;
}

.policy-inner ul {
  padding-left: 20px;
  margin-bottom: 12px;
  color: #444;
}

.policy-inner ul li {
  margin-bottom: 6px;
}

.policy-inner a {
  color: #1a56e8;
  text-decoration: none;
}

.policy-inner a:hover {
  text-decoration: underline;
}

.policy-footer-note {
  margin-top: 48px;
  font-style: italic;
  color: #aaa !important;
  font-size: 0.85rem;
}